Orders over £280.00
We offer afforditNOW finance on UK orders above £280.
Frequently Asked Questions
Will I be accepted for credit?
Your application may only be considered if:
- You are 18 or over.
- You have a good credit history with no late payments, debt relief orders, CCJs, IVAs or bankruptcies
- You are a permanent UK resident and able to supply a UK address history for the last 3 years
- You are not a student (unless employed at least 16 hours per week) or unemployed single house person
- We welcome application from retired individuals, in receipt of a private or company pension (aged 50 or over at date of application).
- We also welcome applications from individuals in receipt of disability benefits such as DLA and PIP.
Please ensure your application is completed accurately to maximise the chances of your application being accepted. A decision will be made based on credit history available from credit bureaus as well as using public registers such as the electoral roll. Please note that meeting the above criteria does not guarantee finance acceptance.
How do I make a credit application?
To start your credit application add the product you wish to buy to your basket. On the shopping basket click “proceed to checkout” then choose “Apply for finance” on your checkout page. You will then be asked to fill out your details such as your name, address history for the last 3 years, employment details and bank details for direct debit. This only takes a few minutes and in most cases an instant decision can be returned. Sometimes decisions may need to be referred for manual checks which may only be carried out during working hours. You will be notified of the decision by email once these are complete if this is the case. If your application is unsuccessful and you have already paid a deposit this will be refunded automatically within 3-5 working days.
What happens after I am approved?
If your application is successful you will be asked to make either a deposit payment using credit or debit card. We will then send you confirmation of your order by email and ship your order as normal.
My application was declined, why?
Unfortunately we are not given a reason by the lender so we are unable to comment on individual applications. If you believe your application should have been accepted please note that sometimes applications can be declined due to incorrect information being given. Please ensure your address history is entered correctly and is the same as registered with your bank and the electoral roll (if applicable). If you have paid a deposit this will be refunded automatically within 3-5 working days.
How are payments made?
Your initial deposit is payable by credit or debit card. Once your order has been shipped we will notify the credit lender. Payments are then taken automatically by direct debit. For more information please see your credit agreement.
Great British Mobility Ltd
Unit 52 Salford Shopping Centre,
We can introduce you to a limited number of finance providers: We act as credit broker and not a lender.
afforditNOW / PayBreak
afforditNOW is a suite of finance products offered by PayBreak Limited, a company registered in England and Wales with company number 07440512. It is authorised and regulated by the Financial Conduct Authority (Interim Permission No 644149). Floor 1, The Bloc, Ashley Road, Altrincham, WA14 2DW www.afforditnow.com
Great British Mobility Ltd is registered in England and Wales No.04843370.
Registered office: Unit 2 Ferry Road Office Park, Ferry Road, Preston, Lancashire, PR2 2YH.
Great British Mobility Ltd acts as a credit broker and only offers credit products from PayBreak Limited.
Great British Mobility Ltd is authorised and regulated by the Financial Conduct Authority. Our registered number is 616659. Credit subject to age and status.